What Types of Debt Can I Settle?

Settle Medical Debt and Other Debt Too

What types of debt are we able to settle for you? Take a look at this list and use it as a quick reference to compare against the type of debt you have. Any debt that falls under the "able to be settled" list, we can pay off at approximately 45% of the total debt amount.

Able to Be Settled

  • Unsecured Credit Cards (except National City)
  • Medical Bills
  • Unsecured Personal Loans
  • Cell Phone Bills
  • Jewelry Store Loans
  • Furniture Store Loans
  • Unsecured Lines of Credit, except Credit Unions
  • Judgments, of over 1 year old
  • Visa or Mastercard Unsecured Credit Union Credit Cards
  • Auto Reposession
  • Gas Cards
  • Utility Bills, only if owned by 3rd party collection agency
  • Cash Call Loans
  • Retail Store Credit Cards - Target National Bank, only if under $2,000

UN-able to Be Settled

  • Secured Loan (Mortgage, Equity Loan, etc...
  • Student Loan
  • Auto Loan
  • American Express Business Accounts
  • Advanta Accounts
  • Credit Union Loans
  • Credit Union Lines of Credit
  • IRS & State Tax
  • National City Accounts
  • Time Shares
  • Target National Bank, if over $2,000
  • Judgments, if less than 1 year old
  • Accounts with Summons
  • Accounts with Prior Arbitration Agreements
  • Military Accounts
  • Utility Bills, in-house
  • Payday Loans

Who Are We?

LegalCreditCardSettlement.com is located in Lubbock, TX and is registered with the BBB.  Our goal is to earn your business through honesty and transparency.  Give us a call, or contact us to find out how we can help.