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Consumer Rights Regarding Debt Collection - Know These Alternatives to Bankruptcy

There is still a major chunk of consumers who are not aware of the consumer rights regarding debt collection. They are not aware of the fact that debt relief is supported by the policies of the Federal govt. and that the creditors themselves have opened up for settlement deals. They think that since they have become defaulters and since they are repeatedly failing to repay the installments, they need to file for bankruptcy as this is the only way they can get out of debt.

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