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Consumer Rights Regarding Debt Collection - Understanding Debt Settlement & Income Taxes

You must know your consumer rights regarding debt collection. This is because of the fact that the money that you give back to the creditors is your hard earned money and you have all the rights to enjoy a healthy financial life. After America was hit by recession, thousands of people lost their jobs and these people failed to repay their debts. Once they became defaulters, they started filing for bankruptcy. It is because of this reason that the number of bankruptcy filings increased steadily.

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