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Personal Debt Arbitration - The Disadvantages of Settling Your Debt on Your Own

Debt is not something that you can simply clear over night; you have build it over night either. It takes a while for debt to accumulate in such a way that is unaffordable for you. It probably started with a few late payments and it soon became too big to handle. This is due to the fact that credit card loan have big interest rates and there are also expensive penalties that apply each time you miss a payment or are late.

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